Why there is a Consultation Fee:

A lot of people ask me about why I charge a Consultation Fee of $300. Employment Law is different from other areas of the law. For example, with a traffic accident case, a lawsuit can be filed shortly after the accident. So a number of attorneys provide free consultations to individuals because a decision on filing a lawsuit can be made shortly after.

For people with Employment Law issues, the situation is a lot more complicated. Employment law requires employees and former employees to follow a “process” or protocol in order to address their issues. The purpose of meeting with me is to find out where you are in that required process and what options you may have.

The consultation fee is to make sure that only people who are serious about pursuing a path that may result in a lawsuit meet with me. The fee is also based on my years of training and experience to help guide you to the next steps. You are getting the benefit of my real world experience in employment law and other areas of the law. That is why a Consultation Fee is required.

Possible types of business interruption insurance coverage

On Behalf of | May 15, 2022 | Business & Commercial Law |

There may be a multitude of scenarios in which a business in Hawaii and elsewhere may face a need to close its doors for extended periods. This might not always mean that an owner intends to close the business for good, but weathering the storm of business interruption can be challenging under any scenarios. While business interruption insurance could help provide protection against similar concerns, some business owners might not know what types of coverage are included in such policies. 

Business expenses 

Experts indicate that business interruption insurance policies could provide coverage for various types of expenses, provided the reason for interruption is covered by the policy. One common example of a type of expense such a policy may cover could pertain to the revenue a company would have brought in if it had remained open. Such policies may also help cover the costs of rent or lease payments or even act to satisfy payments on a mortgage. 

Business owners who hire employees may also benefit from knowing that such a policy may also help cover the costs of payroll during interruption. Taxes and business loans are two more examples of types of expenses that might fall under the list of expenses approved for coverage. In some cases, interruption may cause a business owner to seek out a temporary location for operation and such insurance policies may also help cover the costs that may accompany a similar endeavor. 

Insurance disputes 

While similar insurance policies could prove vital during periods of business interruption, filing a claim one such a policy might not always be a simple task and in some cases, insurance companies may even dispute the claim. Prior to filing a business interruption claim, a person in Hawaii could choose to consult with legal counsel for guidance on what to expect from the process. An attorney can examine a client’s situation and assist in preparing to take the necessary steps to protect the future of his or her business through the proper outlets.